Saturday, August 21, 2010

PLEASE DONT RAIN - DELHI COMMUTER

Commuters once again had a harrowing time on Delhi roads on Tuesday with water-logging after rains resulting in traffic snarls and breakdown of vehicles in many areas.

I commute from delhi to noida daily which is approx 21KM and it take me 45min-1hr.
But yesterday it take me 1hr just to cross "Moti Bagh-Hyatt flyover".The complete journey time changes from 45min to 4.5 hr.


Adding to the rain woes, many huge vehicles like tempo or truck break down on roads and cause huge traffic problem. During rainy season, breakdown being a common feature, crane services should be provided to clear the vehicle immediately and the traffic police should restore smooth movement of traffic at the earliest.






If not some measures are taken soon then instead of waiting for this lovely weather to come. Please will pray "PLEASE DONT RAIN".

Tuesday, August 17, 2010

IPOvsFPO

assume that u understand IPO per se. IPO is raising funds from public for the very first time(by sharing the ownership with them) while issuing more shares in the public for the want of more funds is called FPO.

An
initial public offering (IPO) referred to simply as an "offering" or "flotation," is when a company (called the issuer) issues common stock or shares to the public for the first time. They are often issued by smaller, younger companies seeking capital to expand, but can also be done by large privately-owned companies looking to become publicly traded.

In an IPO the issuer may obtain the assistance of an underwriting firm, which helps it determine what type of security to issue (common or preferred), best offering price and time to bring it to market.

An IPO can be a risky investment. For the individual investor it is tough to predict what the stock or shares will do on its initial day of trading and in the near future since there is often little historical data with which to analyze the company. Also, most IPOs are of companies going through a transitory growth period, and they are therefore subject to additional uncertainty regarding their future value.

A follow-on offering (often called secondary offering) is an issuance of stock to the company's initial public offering A follow-on offering can be either of two types (or a mixture of both): dilutive and non-dilutive. A secondary offering is an offering of securities by a shareholder of the company (as opposed to the company itself, which is a primary offering). A follow on offering is preceded by release of prospectus similar to IPO.

Thursday, August 12, 2010

Friday the 13th - Explaining the Myth

Today is Friday the 13th, A day everyone is aware of and is often considered with bad luck or ill fate. The superstition is hovering upon the whole world and it is in fact the most feared day. The legend no body really is aware of but still everyone believes.

Lets begin with the two most ill fated happenings that occurred on Friday.
The first is set in the beginning of mankind. Friday was the day on which Eve tempted Adam and there itself begin the evolution of mankind and evolution of knowledge. But it's also considered the fall of mankind cause Satan succeeded in his mission.
The second is the crucifixion of Christ which was again carried on a Friday.





But what's with the 13th? A thousand years ago a French King conquered the holy city of Jerusalem. The massive crusade was actually orchestrated by a secret brotherhood - The priory of Sion. Their military arm was known as 'The Knights Templar'. The invasion was to find an artifact lost since the time of Christ. It was supposedly said that the the importance of the artifact was so grave that the church would have killed to possess it. One day the Templar stopped searching. They quit the holy land and traveled to Rome. They either blackmailed the Papacy or church bought their silence that Papacy declared these Priory Knights or the Knights Templar with limitless power.

By 1300, the Templar had grown too powerful and threatening. So the Vatican issued secret orders to be opened simultaneously all over the Europe. The Pope had declared these Templar the Satan worshipers and said that God has charged him with cleansing the earth of these heretics. The plan worked and the Knights Templar were all but exterminated, butchered, burned alive. The bloodshed was carried out on 'October 13th 1307', a 'Friday'. 'Friday the 13th'.

Although when Pope sent troops to claim the Priory's treasure they found that few surviving Knights of the Priory had vanished and the search of their artifact - 'The Holy Grail' began again and the truth still remains closed.

So this is the most promising history of the unlucky Friday the 13th for me.

Thursday, August 5, 2010

Big Questions before start of English Premier league 2010-2011

The English Premier League will kick off on Saturday 14 August 2010.
Newcastle-united and West Bromwich Albion will fight in big stage again.Both these these are back after just one year of championship football.
New Boyz blackpool will fight in the biggest stage for the first time in history of EPL.Blackpool will be the 43rd different club to be in EPL.


There are some question in my mind about the upcoming season

1.Chelsea to go back-to-back for the title ??
Chelsea are surely the favourites to retain the title they won. The worrying part is that to retain the title they surely need to strengthen in certain parts they 're perhaps lacking last season , added to the fact that the ageing squad is yet another year older.





2.MANU will bounce back to win the season
Manchester united under sir alex ferguson is always expected to win the title.But we have seen in the last season no one is able to fill the big void created by the departure of cristiano ronaldo.Once again they will be dependent of wayne rooney.
Second striker berbatov is much below power last season and Javier Hernandez will probably replace him as the second striker.







3.Can Arsenal ends their trophies less campaign
Arsenal is considered to be most watched team. For the past decade and more, they have been considered part of the so-called Big Four, along with Chelsea, Manchester United, and Liverpool. But now that old order is crumbling, and Arsenal are struggling to keep pace with the other big clubs.Players are getting frustrated as they having nothing to show in their cabinet.
Is this team still too young for win the title ??




4.Win money buy success to MANCITY this year
Splashed the cash again this summer does not mean that they will win the premier league title this year !!!! or will they ???
Mancini is decent manager but when you have so many stars and even they are not sure of starting11 place, then situation is not that easy.
Certainly they have the best bench squad in EPL , but lack team-coordination last year.But i really feel they are one of biggest contender of EPL this year.



5.Does fairy tale run of SPURS will continue this year ??
I think the expectation are too high for this limited talented squad.They have qualified for champions league for the first time and i really feels they are not able to repeat the form this year as well.High expectation from the club will made them difficult to finish even for UEFA club.
But they have harry rednapp as manager who knows what to do in such circumstance.



6.Will LIVERPOOL finish in top 4??
Good news for the club is that big starts Torres & Gerrad is going nowhere.The club is currently on talk over its takeover.But club lacks good players to fight for the title but if takeover goes on time ...who knows may be they are full of big stars.
But i really feels this year for liverpool is only aiming to finish in top4.





7. BLACKPOOL don't be another 'Derby County'
Those who follow EPL, must remember a team called "derby County".This team was playing like school boyz.I have never seen such a talentless team in my entire EPL viewing.I really don't want blackpool in the same category.



8 AstonVilla/Everton/Fulham will be fighting for UEFA place again











Tuesday, August 3, 2010

Best Firefox Addons

Firefox has quietly become a forgotten browser lately, with Google Chrome taking on the mantle of preferred geek browser. Don't let the hype fool you. Firefox holds roughly 30% of the browser market, second only to Internet Explorer. And while Google Chrome may grab headlines for its excellent extensions (including the fake ones), Firefox takes a back seat to no one in the browser plug-in department.

Below is the my preferred Firefox add-ons to improve your browsing experience

The Web Developer
The Web Developer extension adds a menu and a toolbar with various web developer tools.







FireBug
Firebug integrates with Firef
ox to put a wealth of development tools at your fingertips while you browse.
You can e
dit, debug, and mo
nitor CSS, HTML, and JavaScript live in any web page.



Stealther
Stealther provides you with what can be called a private browsing mode. It allows you to browse the web without leaving any trace. The addon disables browsing history, cookie
s, cache, recent tabs and sending of referrer header for as l
ong as you want. It’s lot like the incognito mode in Google chrome. Distrust is another similar addon that allows you to acheive the similar results.


Panic
Panic allows you to instantly close all the open tabs and replace it with another tab of your choice. So next time while you are on facebook and your boss drops to check in just hit Alt + ` and you would be taken to predefined page in no time.







Yslow
YSlow analyzes web pages and suggests ways to improve their performance based on a set of rules for high performance web pages. YSlow is a Firefox add-on integrated with the Firebug web development tool. YSlow grades web page based on one of three predefined ruleset or a user-defined ruleset. It offers suggestions for improving the page's performance, summarizes the page's components, displays statistics about the page, and provides tools for performance analysis, including Smush.it™ and JSLint.

NoScript
An absolute must have security addon for your browser. NoScript gives you the power to specify the sites you trust and only those sites will be allowed to run active content like Javascript, Java code and other executable code. The addon thus protects you from cross-site scripting attacks and clickjacking attacks.


StumbleUpon
StumbleUpon helps you
discover great websites that match your interests. Simply click the Stumble button and see the best websites. There are over 500 topics to choose from, and, the more you use it, the better
your recommendations become!








WOT
We all know about the threats which surfers suffer like viruses, spywares, adware, malicious spam, phishing etc., but here Web of Trust comes to rescue. WOT warns you about risky websites that try to scam surfers before they enter in them using a safety rating of 21 million websites, WOT combines evidence collected from multiple sourc
es. Not only does it help surfers but also sets a protection level for children by blocking inappropriate content.



Sunday, August 1, 2010

PPF(Public provident fund)

1. What is PPF?
# PPF stands for Public Provident Fund.
# It is a voluntary form of saving. Any individual, even non-earning ones, can open PPF account in their name.
# It can be open in any National Bank or some selected Post Offices.
# There can be only one PPF account in name of any individual. Joint PPF accounts are not allowed.
# The minimum amount that has to be deposited is Rs 500 and maximum can be Rs 70000.
# Up to 12 transactions are permitted per financial year.
# If deposits are not made in a PPF account in any financial year, the account will be treated as discontinued. The discontinued account can be activated by payment of the minimum deposit of Rs.500/- with default fee of Rs.50/- for each defaulted year

2. What is interest rate of PPF?
Interest rate for PPF accounts is fixed by Central Government every year in March / April.

3. What is the lock in Period?
Lock in period is 15 years from the time first time this account has been opened.

4. How to get the money back?
Full amount can be withdrawn after the lock in period.
After lock in period, it can be operated for another 5 years.

5. Is interest accrued on savings is Taxed?
No income tax will be applicable on money withdrawn after completion of lock in period. So, in a way interest is not taxed.


Happiness Vs Money

Recently I asked one of my dear friend how much money according to him is sufficient for one month and he answered one crore. Did I heard that correctly? Does he really mean 1 crore per month, that is a one followed by seven zeroes?

Do you really need that much money to be happy? Well that’s what he wants and I of course should not be judging him. But this conversation really made me think about this. How much money do I need to be happy or is it really money that is going to make me happy or is it am I really not happy currently?

Thanks to my God, I have all my answers. No, I don’t need money to be happy or its not money that’s going to make me happy. I am quite content with what I have currently. I work hard for a financially secure future.

I am very clear in my thoughts that money can make one’s life comfortable or miserable. But there are many rich people I know whose life is very miserable and loads of not so rich families exists who are very happy, content and comfortable in their lifestyle.

To be happy, one doesn’t need huge paycheck every month. Rather, one needs a balance life, a good family, a healthy body, peaceful mind, work to do that you love and some basic amenities.

May, all human beings get blessed for these things for rest of their life.